Steve Conigliaro is a principal in the firm’s Financial Services Practice, where he offers strategic counsel to clients on a wide range of consumer banking and bank regulatory matters. During Steve’s over 20-year legal, risk and compliance career in financial services, he has been a trusted advisor to the world’s largest national banks, foreign banking organizations, captive finance companies, payment card networks, mortgage originators, student lending servicers and payment card issuing and acquiring banks.
Steve served in leadership roles in several corporate compliance and legal departments, including with various national banks. He has distinguished himself with deep regulatory knowledge and expertise and has been working at the forefront of consumer banking regulation since the creation of Dodd Frank in 2010. Steve has worked closely with the Office of the Comptroller of the Currency, the Federal Reserve Board, the Federal Deposit Insurance Corporation and the Consumer Financial Protection Bureau, advocating on behalf of his clients on supervisory and enforcement matters.
As a corporate lawyer, Steve provided sophisticated and actionable counsel to a national bank’s executive team and board of directors on the bank’s strategic transformation, including on the development of a digital consumer banking platform and a full suite of consumer banking products and services. He also led the bank’s transformation of its payments platform and managed the implementation of Real Time Payments, Zelle and other emerging payments technologies.
Steve began his legal career at a leading global law firm and was a founding member of its Financial Services Practice Group, where he specialized in representing banks, financial institutions and payment card networks, banks and other financial institutions in compliance, litigation and regulatory enforcement actions.